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You're Paying $74/mo for Insurance That Disappears. Here's the Money They Hope You Never Find.
30 seconds. No signup. See your real number.
Your bank charges the same premium every month, but your coverage shrinks as you pay down your mortgage. By year 10, you're paying full price for half the protection — and if something happens, they review your health after you're gone. See what you'd actually pay with a real insurer 👇
🔒 See your number first. Decide later.
Common Questions
Is this really free?+
Yes, completely free. We pull real-time quotes from Canadian insurers so you can see what you'd actually pay. No sign-up required.
Why is bank insurance more expensive?+
Bank mortgage insurance is group coverage with no individual underwriting. Independent insurers compete for your business and price you individually, so healthy people pay much less.
Are these real quotes?+
Yes. We pull live rates from 5+ Canadian insurance companies including Manulife, Sun Life, Desjardins, and more. Final premiums depend on your full health profile after underwriting.
What happens if I request a callback?+
A licensed independent broker will call you within 24 hours to walk through your options. No pressure, no obligation. They work for you, not the bank.
Stop Overpaying Your Bank
Real quotes from 5+ insurers. 30 seconds. Free.