Free Tool
Mortgage Insurance Calculator Canada
Estimate how a bank mortgage life insurance premium compares with personally owned term life. Use the default calculator below, or choose a bank-specific calculator for cleaner context.
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Bank calculator shortcuts
Choose a bank-specific calculator
If you are comparing coverage from a specific lender, start with the bank-specific calculator route. These links give visitors and search engines a direct path to each calculator, while keeping unsupported-rate banks on an actual-premium input.
TD BankTD Mortgage Protection calculatorOpen calculator RBCRBC HomeProtector-style comparisonOpen calculator BMOBMO Mortgage Protection Insurance calculatorOpen calculator CIBCCIBC creditor insurance calculatorOpen calculator ScotiabankScotia Mortgage Protection calculatorOpen calculator National BankUse your actual National Bank premiumOpen calculator DesjardinsUse your actual Desjardins Loan Insurance premiumOpen calculator
Estimates are educational only. Use your actual quote, certificate, or mortgage statement when a bank-specific public rate table is not available, and keep existing coverage in force until any replacement policy is approved and active.